The insurance expert you actually wanted.
Tell Nora what's going on. She reads every plan in your county — your doctors, your prescriptions, your subsidy — and recommends the one to pick, with the math attached.
- 100% free
- No sign-up
- Real HealthCare.gov plans
A guide, not a form.
You don't fill out a 40-question questionnaire. You tell Nora what's going on. She asks follow-ups, reads every plan in your county, and gives you an opinionated recommendation.
She'll show her work, answer your questions, and push back if you're about to pick the wrong plan. She'll stay with you through enrollment and remember you at renewal.
Not just the cheapest plan. The right plan for you.
Nora checks every plan in your county against everything that matters in your specific situation. Not a filter. A recommendation.
Your doctors
Every doctor you see, checked across every plan's network. If your pediatrician is out-of-network on a plan, Nora says so before she recommends it.
Your medications
Each prescription you take, looked up on each plan's formulary. Tier, copay, and prior-authorization requirements, all checked. No surprise bills at the pharmacy in April.
Your health situation
Chronic conditions, upcoming surgery, therapy, mental health, fertility, physical therapy. Nora factors your expected care into which plan tier fits: Gold if you use a lot of care, Bronze + HSA if you barely see a doctor.
Your life moment
New baby, lost job, moved states, turning 26, getting married, losing Medicaid. Each has a 60-day Special Enrollment window with its own rules, and Nora knows them.
Your actual price
Full premium, APTC subsidy, CSR cost-sharing reductions, applied with your real income and household size. The real number, not "plans starting from $20."
A recommendation, with the math attached.
At the end of a Nora session you get a single recommended plan, the math behind it, and confirmations on the things you care about: your doctors, your drugs, your conditions, your subsidy.
You can enroll right there through HealthCare.gov. Or save it and come back. Or ask her why a different plan would be wrong.
- Deductible
- $150
- Out-of-pocket max
- $1,200
- Your OB
- Dr. Martinez — in-network
- Your therapist
- Dr. Kim — in-network
- Ozempic
- Tier 3 · $7/mo
- Newborn coverage
- Retroactive to birth
Most shoppers qualify for real help, even after the enhanced subsidies expired.
Sources: KFF Marketplace Enrollee analysis 2025 (subsidy share), CMS Early 2024 Effectuated Enrollment Snapshot (APTC average $535.91), CMS 2026 Open Enrollment Period release (23.1M selections). Your numbers depend on your ZIP, income, and household. Nora runs the math against your situation.
I had no idea I qualified for a subsidy. Nora found it in five minutes. I'd been paying full price for months.
See what you actually qualify for.
Five minutes. No sign-up. You can leave any time.