By State
State-specific carrier info, Medicaid status, premium data, and local resources.
Health Insurance in Texas
Texas has the highest uninsured rate in the country and still hasn't expanded Medicaid. What your options actually look like.
Health Insurance in Florida
Florida has the biggest marketplace in the U.S. by enrollment. Plans, carriers, costs, and how subsidies work here.
Health Insurance in Georgia
Georgia expanded Medicaid and launched its own exchange. What changed and how to pick a plan.
Health Insurance in North Carolina
North Carolina expanded Medicaid in 2024. Your options now include both Medicaid and marketplace plans depending on income.
Health Insurance in Tennessee
Tennessee hasn't expanded Medicaid, leaving a coverage gap for some residents. How to find the cheapest marketplace plans.
Health Insurance in Ohio
Ohio expanded Medicaid and has a competitive marketplace. A walkthrough of plans, costs, and subsidies in the state.
Health Insurance in South Carolina
South Carolina hasn't expanded Medicaid, leaving about 65,000 residents in a coverage gap. Six carriers compete on the marketplace for 2026.
Health Insurance in Virginia
Virginia expanded Medicaid in 2019 and runs its own exchange at marketplace.virginia.gov. Eight carriers offer plans for 2026.
Health Insurance in Missouri
Missouri expanded Medicaid by ballot initiative in 2021. Eight carriers and competitive pricing in St. Louis and Kansas City.
Health Insurance in Arizona
Arizona expanded Medicaid early and has seven marketplace carriers for 2026, but premiums rose 46% on average.
Health Insurance in Indiana
Indiana's Healthy Indiana Plan has a unique HSA-like structure. Five marketplace carriers compete for 2026.
Health Insurance in Pennsylvania
Pennsylvania runs its own exchange (Pennie) with 14 carriers. Medicaid expanded in 2015 with adult dental coverage.
Health Insurance in Michigan
Michigan expanded Medicaid through the Healthy Michigan Plan. Seven marketplace carriers for 2026, down from ten.
Health Insurance in Alabama
Alabama hasn't expanded Medicaid, and BCBS holds 90%+ market share. Four carriers compete for 2026, with Oscar as a new entrant.
Health Insurance in Alaska
Alaska has the highest premiums in the country but a reinsurance program that helps. One marketplace carrier and higher FPL guidelines.
Health Insurance in Arkansas
Arkansas expanded Medicaid through a unique private option that puts enrollees on marketplace plans. Three carriers compete for 2026.
Health Insurance in Delaware
Delaware expanded Medicaid in 2014. Two carriers offer marketplace plans for a small state with strong hospital systems.
Health Insurance in Hawaii
Hawaii has the lowest uninsured rate in the nation thanks to its 1974 Prepaid Health Care Act. Two carriers dominate the marketplace.
Health Insurance in Illinois
Illinois is the largest FFM state by population with strong carrier competition in Chicago but fewer options downstate.
Health Insurance in Iowa
Iowa expanded Medicaid through the Iowa Health and Wellness Plan. Three carriers compete after nearly collapsing to one in 2018.
Health Insurance in Kansas
Kansas has not expanded Medicaid, leaving a coverage gap. Three carriers offer marketplace plans with BCBS dominating most counties.
Health Insurance in Louisiana
Louisiana was the first Deep South state to expand Medicaid in 2016, covering 500,000+ residents. Three marketplace carriers for 2026.
Health Insurance in Mississippi
Mississippi has not expanded Medicaid and has the highest uninsured rate among expansion-eligible states. Two carriers serve the marketplace.
Health Insurance in Montana
Montana expanded Medicaid in 2016 and has two marketplace carriers serving a vast, rural state with frontier healthcare challenges.
Health Insurance in Nebraska
Nebraska expanded Medicaid by ballot initiative in 2020. Three carriers offer marketplace plans with Medica as the dominant insurer.
Health Insurance in New Hampshire
New Hampshire expanded Medicaid in 2014. Two carriers offer marketplace plans in a state with historically low uninsured rates.
Health Insurance in North Dakota
North Dakota expanded Medicaid in 2014. Two carriers serve a small, rural marketplace with unique oil-patch economy dynamics.
Health Insurance in Oklahoma
Oklahoma expanded Medicaid by ballot initiative in 2021. Three carriers compete on the marketplace with BCBS holding the largest share.
Health Insurance in Oregon
Oregon expanded Medicaid early and has five marketplace carriers for 2026. Kaiser, Moda, and PacificSource lead the market.
Health Insurance in South Dakota
South Dakota has not expanded Medicaid, leaving a coverage gap. Two carriers serve a rural marketplace with limited competition.
Health Insurance in Utah
Utah expanded Medicaid by ballot initiative in 2020. Four carriers compete on the marketplace with SelectHealth as the dominant insurer.
Health Insurance in West Virginia
West Virginia expanded Medicaid in 2014, covering a state with significant health challenges. Two carriers serve the marketplace.
Health Insurance in Wisconsin
Wisconsin covers adults up to 100% FPL via BadgerCare Plus but didn't formally expand Medicaid. Five marketplace carriers compete for 2026.
Health Insurance in Wyoming
Wyoming has not expanded Medicaid and has some of the highest premiums in the country. Two carriers serve the marketplace.